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Safe Gap -- Total Loss Protection

What is the "GAP"?

In the event of theft, or accident that results in a total loss, most insurance companies only reimburse the owner the market value of the unit. This along with the deductible, can create a significant gap between what your insurer will pay you and the balance on your loan or lease.


  • Loan/Lease Balance= $125,000
  • Insurance Settlement*= $115,000
  • GAP= $10,000
  • Insurance Deductible= $1,000
  • Potential Expenses= $11,000
  • SAFE-GAP pays $11,000
  • Out-of-pocket expenses with safe GAP= $0

*Acutual cash value
The statements above are made solely by Safe-GAP total loss protection.

This is a summery of some of the benefits available with Safe-GAP total loss protection plan. See your actual loan/Lease Deficiency Waiver Addendum for details. The information on the graph and table are for illustration purposes only. The actual payoff in relation to the value of any particular vehicle may vary.